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 *What Is a Tax Holiday?* 


A tax holiday is a temporary tax break. In the United States, tax holidays often suspend state and local sales taxes paid by consumers.


Governments also use tax holidays as investment incentives that may exempt a new plant from property taxes for a number of years, for example.


⚫A tax holiday is a governmental incentive that temporarily reduces or eliminates taxes for consumers or businesses.

⚫The objective of a tax holiday is to encourage economic activity and foster growth.

⚫Tax holidays may also be offered to businesses as an investment incentive.


Tax Holidays in India

Under Section 80 IAC of the Income Tax Act of 1961, a Startup acknowledged by the Department of Industry Policy & Promotion is eligible to request tax exemption for three consecutive financial years


*What is Alternative Minimum Tax (AMT)?* 


Alternative Minimum Tax India is an alternative taxation system in which the government levies an alternate tax on zero-tax or marginal-tax companies. This system was introduced keeping in mind the primary intention of introducing the deductions.


Alternative Minimum Tax (AMT) requires individuals and non corporates to calculate their tax liability using the normal method. And if their tax liability turns out to be less than 18.5%, they have to pay the Minimum Alternative Tax at 18.5%.


⚫In simple words, the individuals and non corporates are required to pay higher of the following -


⚫Tax liability as per the normal taxation system under the Income Tax Act, 1961

AMT or Alternative Minimum Tax at the rate of 18.5%.


*Section 115BAC of the Income Tax Act* 


Introduced to the Indian Income Tax Act via the Finance Act of 2020, Section 115BAC of the Income Tax Act. This act gives people a choice between old tax rates and new concessional tax rates without taking legal particulars like deductions and exemptions into account.


When Section 115BAC came into effect, it was unclear whether employees had to review the new tax system during the time of withholding taxes from salaries. The CBDT (Central Board of Direct Taxes) released Circular C1 of 2020 to solve this query. The circular clarified that an employer must compute tax deduction at source (TDS), considering 


Section 115BAC, wherever appropriate. This should be based on the notification received by the employer from individual employees.



 *What is Section 115BAC?* 


An overview of the Income Tax Slab Rates under Section 115BAC


Eligibility for Section 115BAC

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What are the Exemptions and Deductions under the new tax regim


 *What is Section 115BAC?* 


As per Section 115BAC, any individual or Hindu undivided family (HUF) having an income apart from income generated under a profession or business may exercise the option to be taxed for a prior year concerning the return of income to be furnished as per Section 139(1) of the Income Tax Act. This new regime would be effective from the financial year 2020-21. And it is applicable to income earned from April 1, 2020 onwards.

 


One of the essential features of the tax regime under Section 115BAC is the noteworthy reduction in income tax slab rates. Additionally, taxpayers opting for the new regime will have to forego various deductions and exemptions falling under the existing tax regime.

What are the Exemptions and Deductions under the new tax regime Section 115BAC

 

Under this new tax regime, one can claim tax exemption for:

 


The compensation received via TRA

Exemption on voluntary retirement benefits, gratuity, leave encashment

Interest on home loan for letting out property

Gifts up to ₹ 50,000

 

While most deductions are discontinued under the new income tax regime. Some allowable deductions under Section 115BAC are as follows:

 


A standard deduction of ₹ 50,000 (in effect from FY 2023-24)

Deduction as per Section 80JJA for additional employee cost

Deduction for family pension income as per Section 57(iia)

Transport allowance received by a differently abled person

Conveyance allowance to meet conveyance expenses incurred as employment part

Daily allowance received to meet ordinary regular charges incurred due to absence from duty

Perquisites for official purposes

An employer's contribution to the NPS account [Section 80CCD(2)]




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